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Time Merchants
Critical Risks
Internal Risks External Risks
Quality of Service Downturn in the economy would reduce the demand for our service
Responsiveness of Partners/Providers Barriers to entry
Insufficient capital investment People may not want to have their groceries delivered to their home
Insufficient sales Copy cat companies
Transportation and distribution are key to the success of the operation Lack interest by suppliers
If we cannot effectively distribute the products and services in the most efficient manner possible we will not be profitable Risk of theft or accident by delivery drivers
Table 4 - Critical Risks

Risk Reduction Strategies:
Time Merchants views the following risks as posing the greatest threat to the overall success of the venture and plans to address them in the following ways:

Insurance Provisions

$1,000,000 General liability $1,000,000 Auto
$100,000 Theft $5,000,000 Umbrella
$20,000 Property 1,000,000 Employee benefits
Table 5 - Insurance Provisions
Time Merchants
Table of ContentsAppendices
1. Executive Summary
2. Company Overview
3. Market Analysis
4. Marketing Strategy
5. Operational Strategy
6. Critical Risks
7. Management Team
8. Financial Plan
Gantt Chart
Promotional Plan
Cost Benefit Analysis
Market Research
Potential Service Providers
Staffing/Revenue Streams
© 1999 Time Merchants